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In 2011, the nation’s Baby Boomers started turning 65. Over the next eighteen years, 80 million Americans will turn 50. With this unprecedented increase in our aging population, long term care has become an increasingly important issue.
Long term care is needed when a chronic condition such as Alzheimer’s or stroke makes it too difficult to function independently. It covers a broad spectrum of services from home care to adult day care and assisted living, to nursing facility care.
Long Term Care (LTC) Insurance may be your best option to help cover the future costs of care. It protects assets from serious erosion, while allowing access to quality care in the most appropriate and desirable setting. Some consider Long Term Care Insurance a gift to their families, unburdening them from caregiving responsibilities, while at the same time, providing "inheritance insurance."
For more information on covering the costs for long term care click here
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