Special Event Insurance

Protect your special event

Whether it’s a family reunion, a wedding, or even your company picnic, the key to any successful event is planning ahead—which includes planning for the unexpected. Most homeowners or other liability insurance policies don’t provide coverage at catering halls or other public facilities, and coverage purchased through the venue can be unnecessarily costly.

Special Event insurance through your Alumni Insurance Program can provide up to $2 million of coverage, offering reasonably priced protection against liability for injuries and damage to property —as well as losses that may be incurred by third parties such as paid entertainers. Event Cancellation insurance can prevent you from losing money on non-reimbursable expenses and non-refundable deposits if you are forced to cancel or postpone your event due to unforeseen circumstances.

Coverage is available for events held anywhere in the United States, its territories and possessions, plus Puerto Rico, Canada, The United Kingdom, Mexico, The Bahamas, Bermuda, and the Carribean (excluding Cuba).

What is Covered

Special Event insurance is ideal for private events, corporate/business events, and other group gatherings like non-profit fundraisers. It helps safeguard your investment so you don’t lose deposits, incur additional expenses, or suffer liabilities.

The Alumni Insurance program offers two types of event insurance:

Event Cancellation insurance can be purchased up to 15 days before your event date. Policies include reimbursement for:

  • Lost deposits and other non-reimbursable expenses due to full event cancellation/postponement.
  • Loss of event photographs due to photographer no-show or damage to film or digital files.
  • Extra expenses incurred to avoid cancelling an event.
  • Loss of special gifts, attire, or jewelry.

  • Event liability insurance can be purchased up to one day before your event date and includes protection against liability involving:

  • Bodily injury to guests, workers, and others present at covered events.
  • Property damage or destruction to the property of others (such as a rented venue).
  • Host liquor liability for events at which alcohol is served at no charge to guests and for which alcohol is not included as part of any admission charge.

  • You can add your venue as an Additional Insured on your Event Liability policy - at no additional charge. Event cancellation and event liability can be purchased together for total event insurance protection—and a 15% discount (10% in AK and FL).

Free Quote

Special Event Insurance through your Alumni Insurance Program can provide up to $2 million of coverage

We do not offer liability coverage for events in the Bahamas, Bermuda, Caribbean, Mexico, United Kingdom or cruise ships leaving from ports within these territories.

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