Accidental Death insurance (AD) pays your beneficiary if your death results from a covered accidental injury within one year of the injury. This payment is in addition to any life insurance you may have. AD covers you 24 hours a day, every day of the year, worldwide. There are no health questions to answer, and your acceptance is guaranteed.
The more active you are, the more important Accidental Death insurance becomes.
AD covers deaths from falls and falling objects, fires and firearms, poisoning, choking, suffocating, drowning, common-carrier and personal travel—even homicides.
This summary of Accidental Death highlights its major features. Complete terms are governed by the group policy, issued by Metropolitan Life Insurance Company, New York, NY 10166 to Collegiate Alumni Trust II. Details of policy provisions are in the Certificate provided to each person.
Updated code from Met TBD
Coverage for trip interruption, lost luggage, and more