Affordable and flexible, this fully-underwritten coverage is available in all 50 states (and D.C.).

• Lots of choices, from $100,000 to $50 million.
• Great rates, with lower premium rates for higher insurance amounts. For the first 10 years, rates are based on your age and health when coverage begins.
• Guaranteed rates for the duration of the term.
• Many stages... coverage can be issued through age 80 and kept through age 90 in most cases.
• Lifetime coverage. Once insured, you can usually remain insured as long as you want.
• How much? Collegiate Alumni Life Calculator (CALC), a tool to help answer the question, "How much life insurance do I need?"
• Several payment choices: monthly, quarterly, semi-annually, or annually. By check or electronic funds transfer.
• Additional terms available. Choose a 5, 10, 15, 20, or 30 year level term, depending on your personal situation.