Life for Life

Life for Life means life insurance for your entire lifetime. First, you have term life insurance. Later, when your term life insurance concludes, you can convert to individual permanent life insurance that allows your coverage to continue for as long as you choose.

  • Lots of choices. Insurance amounts from $100,000 to $2 million.**
  • Attractive premium rates. Lower rates for higher insurance amounts. Click here for 10-Year Term Premiums. Click here for 20-Year Term Premiums.
  • Automatic Benefit Increases (ABIs). Your insurance can increase—repeatedly—even if your health fails and you become uninsurable.1 This could be the most valuable feature in any life insurance you have. Through ABIs, coverage can double over 10 years (to a maximum of $2 million).
  • No automatic reductions in insurance amount as you get older, but you can decrease coverage with a simple signed request.
  • Lifetime coverage. Once insured, you can remain insured as long as you want.
  • How much? Collegiate Alumni Life Calculator (CALC), a tool to help answer the question, “How much insurance do I need?”
  • Automatic premium payment option. Straight from your bank account, if you like. No checks to write, no worry about paying late, and no surcharge for the privilege.
  • Legal Services for will preparation and estate resolution for you and your spouse or domestic partner while you are insured, at no cost to you.

To see just how cost-effective term life insurance can be, get a free quote now.

Free Quote

How much life insurance do you need? Use CALC to find out.

Free Quote

**If you seek more than $2,000,000 in coverage, call 800-635-7801, or email

This summary of Life for Life highlights its major features. Complete terms are governed by the group policy, issued by Metropolitan Life Insurance Company, New York, NY 10166 to Collegiate Alumni Trust II. Details of policy provisions are in the Certificate provided to each person.

Underwritten by Metropolitan Life Insurance Company

1 You must be able to perform the normal activities of a person of like sex and age and with like occupation or retired status.

Needs Calculator

Calculate your Life Insurance need with CALC.

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Revenue earned through this program will help to support the alumni association.