Collegiate Alumni Life Calculator

Accurately determining how much life insurance you need is a complex process. CALC’s design objective was to avoid both (1) excessive simplicity, which can provide a grossly incorrect estimate, and (2) excessive complexity, which can rob your time for little additional accuracy.

An old “rule of thumb” is to estimate your insurance need at five to ten times your annual earnings. Such a simplistic approach fails to consider current net worth, workplace promotions, ages of family members, and educational status of children, for example.

CALC helps you determine the funds needed for children’s educations, survivor living standards, and spousal retirement. It even considers the value of all you do at home, from cooking dinner to mowing the lawn.

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