8:30AM – 6:00PM ET Weekdays
18 Washington Avenue
Chatham, NJ 07928
Reach a live human at
800-635-7801 between 8:30AM and 6:00PM ET, or email anytime.
Customer Service can point you in the right direction, or visit our insurance webpage for more information about our products.
Request Information about what we can offer your organization.
Our client relations team is ready to help.
Reach out here for general questions, employment inquiries, or anything else. We’d love to hear from you.
Better Benefits Group
HCC Medical Insurance Services
Long Term Care Associates
For Residents of California, New Mexico and Vermont
For Nevada Residents
We are providing you this notice under state law. You may be placed on our internal Do Not Call List for marketing purposes by contacting us utilizing the above contact information. Nevada law requires that we also provide Nevada residents with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E Washington St, Suite 3900, Las Vegas, NV 89101; phone: 1-702-486-3132; e-mail:BCPINFO@ag.state.nv.us
For Minnesota Residents
The disclosure of personal information among M&A and affiliates is authorized under the Minnesota Insurance Fair Information Report Act, § 72A.502, subdivision 8, which allows for disclosure without written authorization where i) the personal information is used for a limited purpose and ii) the affiliate agrees not to disclose the information for any other purpose or to unaffiliated persons.
For Montana Residents
The disclosure of personal information among M&A and affiliates is authorized under Montana’s Insurance Information and Privacy Protection Act, MCA 33-19-306 (12)(a) and (b), which allows for disclosure without written authorization where i) the personal information is used in connection with an audit or to enable M&A to perform an insurance function and ii) an appropriate agreement is executed with the affiliate to limit the affiliate’s use and disclosure of the personal information.
For New Mexico Residents
We may disclose personal information among M&A and affiliates without written authorization pursuant to New Mexico’s Privacy Rule, 220.127.116.11 through 18.104.22.168 NMAC. However, any such disclosure will be only to the extent necessary to effect, administer or enforce a transaction that you have requested or authorized.
For North Dakota Residents
NDCC 26.1-02-27 permits M&A to disclose personal information pursuant to NDCC 45-14-01-11, which sets forth North Dakota’s rules promulgated in accordance with NAIC’s Privacy of Consumer Financial and Health Information and allows for disclosure where appropriate opt-out notice and opportunity has been given.
For Vermont Residents
M&A is authorized to disclose personal information under Vermont’s Privacy of Consumer Financial and Health Information Regulation Article IV, Sections 14(A), (B) and (C), which provide an exception to the general “opt-in” rule (which requires consumers to affirmatively agree to disclosure) where M&A executes an appropriate agreement with the third party that limits the third party’s use and disclosure of the personal information. M&A is further authorized to disclose personal information under Sections 15(A) and (B) which provide an exception to the “opt-in” requirement where the disclosure of personal information is necessary to affect, administer or enforce a transaction that the customer authorizes. Our release of personal information is also authorized where permitted by law under Section 16(A).
This AD is not available in AK, OR, and UT. Click here for other AD that may be available. (AD is not available in OR.)
Core Life is not available in the following states: OR, SD, VT, WA, VI, Guam.
This AD is not available in NY, OR, SD, VT, and WA. Click here for other AD that may be available. (AD is not available in OR.)
Life for Life is not available in the following states: AK, NY, UT. For life insurance products in those states, call 800-635-7801, or email firstname.lastname@example.org
Life to 95 is not available in the following states: AK, FL, LA, ME, MS, MT, NY, NC, OH, OR, SD, TX, UT, VT, WA.
Health plan availability varies and may not be available in all areas. As of June 2017, plans are not available through this program in:
AL, CT, DE, FL, IN, LA, MA, ME, MN, MO, MS, NC, PA, RI, SC, TN, VT, WV.
To review other Qualified Health Plan options in your state, visit the Health Insurance Marketplace website at HealthCare.gov.
Don’t live in one of these states?
Continue to Free Quote