What Are Legal Plans?

A Legal Plan provides you and your family with access to a network of qualified attorneys who can provide advice, draft and review legal documents, and provide consultation or representation in court—typically at a fraction of the cost associated with hiring a lawyer.

There are no bills, deductibles, or claim forms to complete, provided you use an attorney within the plan’s network. (Some reimbursement is available for out-of-network attorney services.)

What do Legal Plans Cover?

Legal Plans cover a wide range of legal issues, including estate planning, family matters (marriage, divorce, and adoption), real estate transactions, bankruptcy, contract assistance, and minor legal infractions like traffic tickets and civil cases.²

What are the Benefits of Legal plans?

• Affordability. A MetLife Legal Plan covers you, your spouse, and your dependents for an entire year for just $252—far less than the average per-hour attorney fee.³ Having a Plan in place also helps you spread potential legal costs over time, as a nominal monthly payment is often more financially feasible than shelling out thousands of dollars in the unforeseen event you need an attorney.
• Immediate access to vetted attorneys. Legal Plans provide access to a network of reputable professionals, which can save time, stress, and effort when searching for a trusted lawyer, especially in an emergency.
• Assistance with life events. Complex legal procedures and documents, such as prenuptial agreements, divorce settlements, and adoption agreements are all covered by Legal plans.
• Help with essential life-planning documents. Having a lawyer prepare or review your will and other essential estate planning documents can help prevent inaccuracies and reduce the chances that your estate will go through probate, which can eliminate potential delays and financial difficulties for your heirs.
• Support for unexpected life events. Traffic tickets, identity theft, and property disputes may require legal advice. Enrolling in a Legal Plan before you need assistance can help ensure you’re prepared when the time comes.

Legal Plans provide cost-effective legal help you can use to proactively manage expensive legal matters. Even if you don’t think you’ll need a lawyer, having a legal plan in place provides the security that comes with knowing an attorney is available to help when you need it.

MetLife Legal Plans offer access to the country’s largest attorney network so you can get help in person, over the phone, and online. You, your spouse, and your dependents will have unlimited access to attorneys for all matters covered under the plan. Learn more and enroll today.

^1,3 National Law Journal and ARM Legal Intelligence, Survey of Law Firm Economics, 2021.
² Excludes legal services for employment-related matters, appeals and class actions, farm and business matters, patent, trademark and copyright matters, costs and fines, and frivolous and unethical matters.