Life Insurance Will Never Cost Less Than It Does Right Now
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Put a plan in place while you still enjoy good health and have the most options.
Think you’re too young for Life insurance?
The fact is the younger and healthier you are, the easier it is to get covered—and stay covered—at an affordable price. And the sooner you’re covered, the sooner you’ll have peace of mind.
Some of Your Most Important Assets: Age and Good Health
Age and health give you buying power. Purchasing Life insurance while you’re young and healthy not only helps keep costs down, but it also protects your insurability. It’s important to put coverage in place before you develop a condition that makes it more expensive—or worse yet—makes you uninsurable.
Purchasing a policy sooner rather than later is an especially good idea if you:
- don’t want to burden your loved ones with your final expenses
- have dependents for whom you’d like to provide financially
- don’t want to saddle co-signors with your mortgage or student loan debt
- expect to need life insurance someday
When asked to reflect on their age at the time they purchased life insurance, nearly 40% of those surveyed wish they had purchased their coverage at a younger age. 1
One of the primary reasons people don’t have life insurance is because they think it’s too expensive. But it’s probably far less than you think. Take a few minutes to do your research, and you’ll be surprised at just how much coverage can really be.
Life can change quickly, so apply for coverage while you still enjoy good health and have the most options available. If you find that you can’t afford the term or coverage you want, it’s still best to buy some Life insurance now – even if it’s less than what you will need. When your finances allow, you can apply for additional coverage.
1 2021 Insurance Barometer Study, Life Happens and LIMRA.