What are Supplemental Health Benefits?
Despite having Medical and Disability insurance, many people are simply not prepared to pay all of the expenses that accompany an injury, illness, or hospitalization.
Life is unpredictable. The pandemic raised awareness about not only the high costs of health care, but also the fact that health care expenses are rarely planned.
Supplemental Health Insurance to Help Bridge Coverage Gaps
Explore Accident, Critical Illness, and Hospital Indemnity plans.
A serious injury or illness can set you back physically, and can also affect your financial well-being. In fact, the majority of bankruptcies in the U.S. are tied to medical debt.1
Supplemental Health Benefits can help protect your finances by providing cash benefits in addition to those provided by Health and Disability insurance. These benefits can be particularly valuable if you have a high deductible insurance plan, as they can help cover out-of-pocket costs not covered by your primary health insurance.
- Accident Insurance pays benefits for covered injuries and for treatments resulting from a covered accident, including surgery, ambulance, emergency care, and more.
- Critical Illness Insurance pays benefits upon diagnosis of a covered critical illness or specified event such as a heart attack or stroke.
- Hospital Indemnity Insurance provides benefits for admission and hospital stays, including ICU care and Covid-related hospitalizations.
Our Supplemental Insurance Benefits, issued by The Prudential Insurance Company of America, are available at affordable group rates. Plans are portable, meaning you’ll remain covered no matter your job status, and acceptance is guaranteed, so there are no medical questions or physical exams required. Learn More
Enroll online and secure coverage now
1 “This is the Real Reason Most Americans File for Bankruptcy,” www.cnbc.com, 2019.
2 “The Real Reason Most Americans File for Bankruptcy,” 2019.
This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
The products issued by The Prudential Insurance Company of America may not be available in all states.
Not for residents of New Mexico
Not for use in New Mexico
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
Group Accident, Hospital Indemnity and Group Critical Illness Insurance coverages are limited benefit policies issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Group Accident, Hospital Indemnity and Group Critical Illness Insurance coverages are not substitutes for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses, and they do not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500 and 114774.