Please note: products displayed are specific to your geographic region. Use this drop-down to view products available in other regions or to change your location.

Who Needs Short Term Medical Insurance?

Short Term Medical Insurance (STM) is major medical insurance that can meet the temporary needs of those in many situations:

  • New graduates whose school or parental coverage is ending
  • Students reaching age limits under parental policies
  • Students withdrawing from school
  • Foreign nationals living in the United States
  • People temporarily left without coverage due to divorce or death of a spouse
  • Retirees not yet eligible for Medicare
  • People declining COBRA because of costs or whose COBRA extensions have expired
  • Temporarily unemployed individuals who may have lost employee health insurance or whose COBRA rights are essentially of no value, such as those who move to an area not serviced by their former employer’s HMO
  • Those without COBRA rights, such as former employees of non-profits, small groups, and bankrupt employers
 
Apply Now

Don't go without medical insurance because you think it costs too much. STM is a logical and very economical option for most people seeking temporary medical coverage.

 

This Web site highlights the major features of STM, but complete terms are governed by the insurance policy. In any case, all coverage required by your state is included.

Assurant Health markets products underwritten by Time Insurance Company. STM is nonrenewable and is not available in all states. Meyer and Associates can frequently offer alternate medical insurance options.

STM is currently unavailable in CT, DE, MA, NJ, NM, NY, VT, and WV. However Permanent Medical Insurance (PM) is available in all states. For more information about PM, click here.

Licensed Agents (varies by state): Meyer and Associates; Meyer and Associates, Inc.; Barbara G. Meyer (California license 078003); Edward C. Meyer; Edward C. Meyer Jr, or Ann L. Meyer (Texas license 1678914)

Special Event Insurance

Special Event Insurance through your Alumni Insurance Program can provide up to $2 million of coverage

Read More
Read More