Medicare Supplement

We offer Medicare plans in all 50 states*. Not all plans are available in every state. If you are eligible for Medicare benefits, you have two options for coverage:

If you’re covered under the Original Medicare Plan, Medicare Supplement Insurance (also known as Medigap) can cover expenses that the Original Medicare Plan doesn’t. If you are in the Original Medicare Plan and have a Medigap policy, Medicare and your Medigap policy will both pay their shares of covered healthcare costs. With increasing deductibles, co-payments, and other out-of-pocket expenses, Medicare Supplement insurance is more important than ever.

An alternate option is a Medicare Advantage plan. These plans are approved by Medicare and run by private companies. They provide all of your Part A (hospital) and Part B (medical) coverage. They typically offer extra benefits, lower co-payments, and many include prescription drug coverage. Medicare Advantage plans include:

Medicare HMOs

• Preferred Provider Organizations (PPOs)
• Private Fee-for-Service Plans
• Medicare Special Needs Plans

*Not available in Puerto Rico or the Virgin Islands.